Terms of Service | HowCanIPay

1. Acceptance of Terms

By accessing or using HowCanIPay.com (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.

2. Informational Use Only

HowCanIPay.com is an independent directory of retail, dining, travel, and luxury brand payment methods. All content is provided for general informational purposes only. Accepted payment methods, BNPL availability, and checkout policies may change at any time without notice. Always confirm accepted payment methods directly with the merchant before completing a transaction.

3. No Affiliation with Brands

HowCanIPay.com is not affiliated with, endorsed by, or sponsored by any of the brands listed in our directory. All trademarks, logos, and brand names are the property of their respective owners and are used for identification purposes only.

4. Affiliate Disclosure

Some outbound links may earn us a small commission at no additional cost to you. This does not influence the accuracy of the payment method information we publish.

5. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of information.

6. Limitation of Liability

To the maximum extent permitted by applicable law, HowCanIPay.com, its operators, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including, without limitation, loss of profits, data, goodwill, or other intangible losses — arising out of or related to your use of, or inability to use, the Service, any content available through it, or any transaction you enter into with a third-party merchant. Your sole remedy for dissatisfaction with the Service is to stop using it.

7. Third-Party Merchants

Any transaction you complete with a third-party merchant is solely between you and that merchant. We are not responsible for merchant pricing, product availability, refunds, shipping, or customer support.

8. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.