Mobile Wallets: Apple Pay and Google Pay require a backup credit or debit card on the Turo account for verification. Pay Over Time: Affirm, Klarna, and Afterpay are available to eligible U.S. guests for qualifying trips of 30 days or fewer that do not require a security deposit. Gift Cards: Turo gift cards are added to travel credit. A credit or debit card must still remain on file even when the gift card covers the full trip. Payment Options: Available payment timing and financing options vary by guest, trip length, booking timing, and payment method.