U.S. payment availability varies by ordering channel and restaurant. Mobile Order & Pay accepts major credit and debit cards issued by U.S. banks, Apple Pay, Google Pay, PayPal, and Venmo. Participating restaurants generally accept cash, major card networks, contactless payments, and Arch Cards for in-person purchases, including applicable register, kiosk, and drive-thru transactions. Arch Cards are not currently available as a mobile-order payment method.