Gift Cards: Up to 5 gift cards can be used in one transaction. Gift cards can also be combined with other payment methods. Klarna & Afterpay: Both are available online and in the U.S. in stores. In-store Afterpay uses the Afterpay Card through a digital wallet, while Klarna uses a digital card created in the Klarna app. Discount Restrictions: Sweat Collective members cannot use gift cards, PayPal, Klarna, or Afterpay with their discount on online purchases; online purchases using the discount must be paid with a credit card or Apple Pay. Military & First Responder Discounts: Klarna, Afterpay, PayPal, gift cards, credit cards and Apple Pay can be used with the discount, subject to the program's terms.