Split Payments: Only one credit card can be used on a Kohls.com purchase. A Kohl's Gift Card or Merchandise Credit can be applied first, with the remaining balance charged to one credit card. Gift Cards: Up to 4 gift cards can be used online. Gift cards or Merchandise Credits without a PIN can only be used in stores. Kohl's Pay: Kohl's Pay uses a barcode in the Kohl's app to connect your Kohl's Card with available coupons, Kohl's Cash and Rewards at checkout. EBT Cash: Starting July 2026, select Kohl's stores accept EBT Cash (TANF) in-store only. SNAP/food benefits are not accepted, and EBT Cash cannot be used on Kohls.com or in the app.