Financing Terms: Online orders can be split into installments via Klarna or Afterpay. Purchases require passing an instant spending limit review during the check-out process. Platform Constraints: If you pay with a prepaid debit card, you must keep the physical card until your return window closes. The system can only send returns back to that exact original card. Security Checks: The automated fraud system reserves the right to place credit card orders on hold for complete bank verification.