Gift Cards: DICK'S Gift Cards and eGift Cards can be used online and at DICK'S stores. If the gift-card balance does not cover the purchase, the remaining amount can be paid with another valid payment method. Financing: DICK'S currently offers Affirm and Afterpay as payment options; eligibility can vary by purchase. Returns: Purchases made using Affirm, Afterpay, Klarna, PayPal, or multiple payment methods may be refunded as DICK'S Gift Card/store credit rather than the original payment method.