Pay Over Time: Klarna, Affirm and Afterpay are available for eligible online purchases, subject to provider approval and order requirements. Payment Timing: Armani places a preauthorization when an order is submitted and charges the payment method when the order ships. Shipping Region: The delivery address must match the country-specific Armani website used to place the order; orders sent to unsupported destinations may be cancelled. Refunds: Online payment refunds are processed according to the original payment method. Processing times differ by method and bank.